At the heart of Savvy Financial Habits is Rick Knowles, a seasoned financial wellness coach with a passion for helping individuals and couples create lives of clarity, control, and confidence with their money.

With more than 40+ years of corporate leadership experience, Rick brings both professional insight and personal understanding to every coaching relationship. His transition from the corporate world to financial coaching was driven by a deep belief: that anyone—regardless of income, background, or stage of life—can achieve financial peace through clear values, intentional habits, and wise guidance.

Rick’s coaching philosophy is rooted in the Savvy Financial Habits framework, which blends financial education with personalized strategies and mindset work. His approach isn’t about quick fixes—it’s about meaningful, lasting transformation. Whether you’re looking to eliminate debt, build wealth, plan for retirement, or simply feel more confident with your day-to-day decisions, Rick offers highly personalized coaching tailored to your goals and lifestyle.

What sets Rick apart is not only his experience, but his genuine care for the people he serves. He works with a select number of clients, ensuring each one receives his full attention and thoughtful guidance. His clients often describe him as a trusted partner—someone who listens deeply, explains clearly, and helps them take consistent action toward what matters most.

Outside of his coaching practice, Rick volunteers as a MoneyWise financial coach, providing pro bono coaching to those in need. His commitment to service and community reflects his core belief: that financial freedom isn’t just about money—it’s about living with purpose.

If you’re ready to shift your mindset, simplify your finances, and build a future aligned with your values, Rick is ready to walk alongside you every step of the way.

Let’s start the conversation—schedule a complimentary consultation today.